Being a prudent driver, we believe you should be familiar yourself with various control of your car, having proper driving attitudes, staying alert of road traffic condition around you, driving attentively, etc. However, traffic accidents may still happen causing bodily injury to / property damage of the road users. We provide two Car Insurance plans to cater your needs and we hope you can simply enjoy your ride.


1. Liability to Third Parties

  • Bodily injury of third parties up to HKD100,000,000 ; and
  • Damage to physical property of third parties up to HKD2,000,000 for which you are legally liable
  • Legal costs and expenses incurred

2. Additional cover under Comprehensive plan

Loss of or Damage to your car

  • Accidental loss of or damage to your car sustained in an incident

3. Optional extend to Guangdong, China

  • Upgrade the benefits to cover insured vehicle damage in Guangdong province

4. Hong Kong-Zhuhai-Macao Bridge (Unilateral Recognition) Northbound Travel for Hong Kong Vehicles Insurance Scheme

  • Basic cover includes "Compulsory Traffic Accident Liability Insurance for Motor Vehicles“ in Guangdong province
  • The Scheme offers optional commercial vehicle insurance to provide additional third-party liability coverage and Passenger Liability Insurance
  • Remark:Need to apply with "Private Car Insurance" at the same time

Come talk to us! We will be happy to prepare a proposal for you.


The information above provides a brief introduction only. Please refer to the relevent insurance policy for Terms and Conditions and other specific details. In case of discrepancy between the English version and the Chinese version of these Terms and Conditions, the English version shall prevail.

If you have any enquires, please contact us

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